Mortgage & DSCR Calculators | Mary Catherine Almanza

Purchase price

Down payment

Interest rate

Term

Property taxes, per year

Rough placeholderReplace with the actual bill.

Insurance, per year

PlaceholderReplace with a quote when you have one.

Flood, per year

HOA or condo dues, per month

Estimated total monthly payment

Loan amount $0

+ Mortgage insurance not yet included. You entered less than 20% down, so mortgage insurance will apply. The amount depends on your loan program and credit score, and it is not in the figure above.

Principal & interest$0

Property taxes$0

Homeowners insurance$0

Flood insurance$0

HOA or condo dues$0

Total$0

Taxes and insurance above start from rough placeholders, not quotes. Send me the property and I will replace them with real figures for that county and building.

Want these numbers checked?

I will send back your real figures. No credit pull.

Gross monthly rent

Loan amount

Interest rate

Term

Taxes, per year

Insurance, per year

Flood, per year

Include any required property insurance.

HOA, per month

Debt service coverage ratio

0.00

Gross monthly rent$0

Principal & interest$0

Taxes$0

Insurance$0

Flood$0

HOA$0

Total monthly PITIA$0

Lender DSCR calculations vary. Some programs use market rent from the appraisal rather than the lease, and some include reserves or other required insurance differently.

Want me to price this deal?

I will send back real DSCR pricing for this scenario.