Specialized financing for eligible medical professionals, including residents and fellows on a signed contract, with income driven student loan payments handled correctly.
Physician programs will generally allow a signed employment contract to stand in for income history, within a window before the start date that varies by program. That matters for residents, fellows and anyone relocating for a new position.
Training debt can be large enough to sink a conventional application on paper. Physician programs treat income driven repayment differently from conventional underwriting. Getting that calculation right is often the whole file.
Specific terms, limits and eligibility are set by each program and are subject to qualification. I will tell you what applies to your file rather than what applies in general.
Eligible professions vary by program, and most lenders run more than one version with slightly different lists. Commonly included:
Tell me your designation and where you are in training and I will tell you exactly which doors are open.
Plenty of lenders offer these, including the large banks, so the product on its own is not the interesting part. Sometimes a physician program is clearly better. Sometimes a conventional Florida home loans prices better and the physician program was never needed. The only way to know is to run both against your actual numbers, which is what I would rather do than sell you the one with the better name.